Kotak Mahindra Bank Hiring Freshers | Deputy Manager Role | 4.5 LPA | No Field Sales

 

Kotak Mahindra Bank hires freshers for internal roles like Deputy Manager (Grade M1 / M2), offering starting salary packages around ₹4.0 LPA to ₹4.5 LPA depending on the location and profile.

Roles such as Virtual Relationship Manager (VRM), NRI VRM, and Inbound / Service Operations Deputy Manager are non-field roles.

Key Job Details

• Designation: Deputy Manager (Grade M1).
  
  
• Job Function: Virtual Relationship Management (VRM) / Inbound Branch Banking / Operations & Service.
  
  
• Work Type: No Field Sales (100% In-office / Desk-based job; interacting with high-net-worth or NRI clients via phone, email, and virtual platforms).
  
  
• Salary Package: Approx. ₹4.0 to ₹4.5 LPA (Fixed Salary + Performance Incentives + Corporate Benefits).
  
  
• Eligibility: Any Graduate / Post Graduate (Freshers welcome).
  
  
• Locations: Major banking hubs including Kolkata (Salt Lake / Camac Street), Mumbai, Delhi NCR, Bengaluru, and Hyderabad.
  
  

Core Responsibilities

• Client Engagement: Managing portfolios of assigned bank customers or NRI clients remotely through virtual channels.
  
  
• Cross-Selling & Relationship Building: Recommending suitable banking products (fixed deposits, demat accounts, insurance, and premium accounts) without traveling or field visits.
  
  
• Query Resolution: Handling customer service inquiries and account maintenance digitally.
  
  

Selection & Interview Process

1. Online Resume Screening / Application Submission via the official Kotak Careers portal or authorized campus drives.
   
   
2. Online Aptitude Assessment: Evaluates basic numerical ability, logical reasoning, and verbal communication.
   
   
3. HR Screening Round: Checks communication skills, basic financial awareness, and willingness to work in desk-based customer relationship management.
   
   
4. Operations / Managerial Interview: Questions focus on banking fundamentals, situational customer service scenarios, and cross-selling approaches.
   
   

⚠️ Fraud Prevention Notice: Kotak Mahindra Bank never asks for money or registration security fees at any stage of the recruitment process. Always apply directly through official portals like Kotak Careers.

For a detailed breakdown of the application steps and interview preparation tips, you can watch this Kotak Mahindra Bank Deputy Manager Job Prep Guide. This video provides helpful insight into cracking the interview for non-field virtual relationship manager roles.